This does not apply to Home-Only (Chattel) Loans. Purchase for VA Loan Type, all others Refinance. Lending services may not be available in all areas. For that reason, your APR is usually higher than your interest rate. The APR reflects the interest rate, any points, and other charges that you pay to get the loan. An annual percentage rate (APR) is a broader measure of the cost of borrowing money than the interest rate. An interest rate is only confirmed with a written rate lock confirmation. Interest rates displayed on our website(s) outside of the Lock Desk Hours reflect the rates that were available at the close of the previous Lock Desk Hours. Our rates are subject to change at any time without notice. eLEND's Rate Lock Desk is open Monday to Friday between the hours of 10am and 5pm ET, company holidays excluded (the “Lock Desk Hours”). *Interest rates and programs are offered exclusively through eLEND. For more information, please visit Some products may not be available in all states. Trade / Service marks are the property of American Financial Resources, Inc. This helps lenders like us provide more favorable terms and lower interest rates to borrowers and creates more home ownership opportunities for people throughout the state of Wisconsin as well as across the U.S. government, meaning they insure the lender against losses should the home go into default or foreclosure. Renovation Loans – eLEND offers a variety of FHA-eligible renovation loan programs to finance a property in need of repairs or renovations.Īll programs above are backed by an agency of the U.S.Multi-Unit Property – In most cases, you can use an FHA mortgage to finance a two-unit property as long as the borrower is using one of the units as his/her primary residence.Low Credit Loans – eLEND’s FHA loan for low credit borrowers allows even those with less than perfect credit the opportunity to own a home.Mobile Home Loans – eLEND offers a specialty FHA loan specifically designed for the purchase or refinance of mobile and manufactured homes.Talk to an eLEND mortgage experts for details. Refinance – Rate, Term, Cash-Out and Streamline Refinancing options available, all with affordable FHA terms. FHA guidelines also allow for the down payment to come from gift funds and for seller-paid closing costs up to 6%. To begin finding the best manufactured home. Purchase Loans – Buy a home with as little as 3.5% down. We have helped thousands of satisfied clients save thousands on their mobile home loan rates and financing charges.Last but not least, we can help with credit recovery! Want to see your credit score back in the range where you can get a mortgage? Tired of your credit score disqualifying you for a lean for a manufactured, modular, or mobile home? We can help! Just fill out the form below. Our team has done this before and we are happy to do it again to help you get in the home you want! Contact us today for more help from our team, or give us a call right now at (830) 888-9701! Let our team help you maneuver through the difficulties of finding mobile home financing from your choice of lender and navigating through all the required paperwork. We can help you with standard manufactured or modular home financing options, land home packages, and we even offer a program for zero down if you own your own land. Even if you don’t own your own land free and clear but have equity, you can use the equity with your financing package.
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